How To Perform First Aid After a Fire
How To Perform First Aid After a Fire
No place is untouchable from fires. Even established business areas in Maryland Heights, MO, can be at risk. Your workplace should have a plan for building evacuation, as well as a plan for fire damage recovery and restoration. However, you can also prepare yourself by learning how to administer first aid if a coworker has been burned by a fire. Here are the steps you should take if such an event occurs.
1. Prevent Further Injury
If the person is near the source of the fire damage, assess if it is safe to move toward him or her. If it is safe, clear away anything touching the person that may have caused the burn.
2. Examine the Injury
See if the person is still conscious. Check for symptoms of shock such as shallow breathing or paleness. Establish if it is a major burn by looking for these symptoms:
- The burn is either very deep into the skin or at least three inches in length.
- The area is a major body part such as the face, hands or feet.
- The skin is charred, leathery, or covered with dark-colored patches.
3. Get Help
If the person is in critical condition and cannot be transported to get care, call 911 immediately and explain the person’s condition to the 911 operator. Follow any instructions and stay with the injured person until help comes.
4. Apply Burn First Aid
You can temporarily treat the person’s wound while you wait for help to arrive. If he or she has a major burn, carefully remove items wrapped around the burned area such as jewelry. Keep it clean by applying a clean cloth or bandage. You can also moisten the covering with cool water to alleviate the pain.
Witnessing fire damage at your workplace can be devastating, but being calm and taking care of anyone injured can minimize the most harmful effects of a fire.
How To Test a Shower for Leaks
Replace an old shower head
Several shower components may leak and result in water damage. You should test every part of a shower for signs of a bathtub leak or leaky shower pan.
Test the Shower Pan
Signs of a shower pan leak will be evident under and around the shower. Closely examine the surrounding area:
- In the basement or crawlspace, for a first-floor shower
- On the ceiling of the floor below the shower
- In rooms that share a wall
Stop the drain and fill the shower with 1.5 inches of water. Wait eight hours or up to three days to see signs of a leak. Walk around in the shower while someone else monitors the area underneath. Homeowners should replace pans that are more than 30 years old.
Test the Seal
Test the seal of a shower door track or caulking with a spray from the shower head. Allow the area to dry before re-caulking. If you notice gaps in the grout around wall tiles, you should:
- Look for visible signs of mold or odors
- Have the area tested
- Complete remediation before replacing grout or tiles
A bathtub leak can allow water to get behind walls. This may pose a risk of hidden mold.
Test the Head
A clogged shower head or a damaged O-ring can cause a leak. A homeowner should replace worn out:
Seal around the escutcheon with caulk or putty. Cap the shower head to check for leaks between the head and valve.
Test the Drain
Have someone monitor the area beneath a shower as you pour water down the drain. Drain leaks may be caused by a:
- Leaky drain body
- Cracked flange
- Damaged gasket
- Worn rubber sealing ring
Any of these components can be replaced. Make sure that the leak is due to the drain and not the shower pan.
These tests can detect a bathtub leak or a shower pan leak. If you discover a problem that you cannot fix, contact a plumber and water damage mitigation company in Maryland Heights, MO.
Can Fire-Damaged Contents Be Cleaned?
It may be possible to clean items that are only exposed to smoke, ash and soot
A fire can destroy many contents, but it may be possible to clean items that are only exposed to smoke, ash, and soot. Damage mitigation professionals provide a variety of content cleaning methods. These methods range from dry-cleaning to foam and wet cleaning. Learn more about the best treatments for different types of items.
Hard, non-porous items and surfaces can stand up to heavy-duty cleaning processes. Some of the most effective methods include:
- Abrasion or blasting
- Ultrasonic waves
Immersion and ultrasonic waves are often combined for maximum effect. These methods work best on smaller items that can be easily dipped in a bath of cleaning solution and treated with high-pressure waves. Larger items or surfaces may call for wet cleaning.
Porous items absorb moisture and may not be good candidates for immersion or wet cleaning. The following methods are recommended for these materials:
Restoration professionals use specialized methods and solutions that may be more effective than consumer-grade treatments. Ask an expert which method is best suited to a particular item.
Care must be taken not to damage delicate contents. Books and documents call for different cleaning methods than treatments for textiles or upholstery. The best approaches for cleaning delicate materials may include:
- Chemical sponges
- HEPA vacuums
Books and documents may benefit from being wiped with chemical sponges and carefully cleaned with a HEPA vacuum. Upholstery and furniture are ideal candidates for foam cleaning. Ceramics and glass should be able to withstand immersion.
These are all of the major content cleaning methods used by fire damage mitigation professionals. A service may also provide content storage until on-site restoration is complete. Rely on expert recommendations if you are unsure whether dry-cleaning or another method is the best approach for damaged items after a fire at a residence in Creve Coeur, MO.
How To Lower Your Claim on Business Interruption
Commercial clean up in Chesterfield, MO
There are Several Ways to Reduce Your Claim
If your business in Chesterfield, MO experiences major flooding, your business may need to temporarily close its doors while the restoration and cleanup process occurs. Though insurance will cover some of the costs, it can be best to have a lower business interruption claim. There are several ways you can reduce your claim.
1. Choose the Best Policy and Make Your Claim Quickly
It’s often helpful to understand what your insurance policy will cover prior to a disaster. Often, business owners can choose from a variety of business interruption policies. Once large water damage has occurred, it’s generally best to make a claim quickly so the cleanup and restoration process can begin. Additionally, reviewing your insurance policy and changing the policy if your space changes can also help to ensure you are prepared to act in the event of a flood.
2. Mitigate the Damage
One of the best ways to reduce your claim is to lessen the amount of damage that occurs in your business. After flooding occurs, it can help to remove items from your business to prevent them from becoming damaged. Though some items may need to be sanitized, it’s generally best to clean what you can quickly. Additionally, make sure your building is as dry as possible can help to prevent mold growth.
3. Begin Restoration Quickly
Once you have filed your claim and have mitigated the damage that has occurred, it’s generally best to start the process of restoring your business. Professionals can often give you an estimate of the time and cost of a complete restoration, and it can be helpful to request receipts for the work so you can provide this information to your insurance company. The sooner your business is restored, the lower your claim will be.
Flooding, be it from a broken pipe or a natural disaster, can cause major issues in your business, but being able to make fixes and reopen your business quickly will help lower your business interruption claim. It can be helpful to contact water restoration professionals if your business has been affected by water damage.
Hiring the Right Fire Damage Restoration Team
Having a fire loss is a frustrating experience. Whether it's a fire in your home or a fire in your business, the fire damage can cause a devastating impact. After the emergency is under control, fire cleanup for a fire in a home or commercial fire damage is a daunting task. The air quality alone will make this task seem impossible, let alone dealing with the smoke damage and soot damage.
After fire in the business or experiencing commercial fire damage in a warehouse for example; the insurance company must assess the fire damage to determine its impact on the dwelling(s). The insurance adjuster should provide an estimate to cover the fire damage. This figure should include any soot damage, smoke damage, and any other factors involving restoring the air quality to a normal level. The fire loss amount should also reflect the amount needed to take care of fire cleanup.
It may seem tempting to attempt the fire cleanup without a professional.
It's best to avoid this for many reasons after the fire loss. The smoke damage and soot damage will affect the air quality. This is a health risk for anyone, especially those with asthma, as well as children and seniors. The same applies for commercial fire damage and a fire in a business. Customers and employees may have health concerns the owner may not be aware of. It's always wise to seek the advice of a professional to take care of the fire damage. Fire loss experts have the training and tools to handle the job appropriately.
Fire cleanup is also a messy job. Soot damage and smoke damage can continue to contaminate the space well after the commercial fire has been put out. The air quality can only be restored if the fire cleanup job is done right.
After the fire damage is corrected from the fire in your business, the owner may be surprised with the results. The smoke damage, soot damage, and overall fire damage can be corrected. The air quality may be better than before the fire. Sometimes after a remodeling, the finished product can look like brand new.
After the fire loss from commercial fire damage or fire in a business, things will return to normal. The business owner may be surprised that the dwelling appears to look better and more appealing with a fresh look.
Fire restoration specialists are able to provide a reasonable estimate and time frame until completion. Regardless of whether a professional is hired, the area should not be used before the fire damage is corrected and the fire cleanup is satisfactory. Contact a fire restoration specialist now!
Visit http://www.SERVPROnorthweststlouiscounty.com for more information on fire damage.
What to Do When Mold is Discovered in a Home
Mildew needs a damp environment to grow. When water damage occurs because of leaks, floods, or even high humidity, this detrimental fungus can fester. When growth becomes a problem, it can ruin a St. Louis, MO, home or business.
There are steps that should be taken immediately to address a fungal and mildew problem. However, to guarantee the situation is corrected properly, an environmental hygienist's expertise should be consulted. Here are some things to do when mold is discovered in a home.
Stop the Source of Water
There are thousands of known species of microbial growth and they all need moisture. The first step in fixing the problem is stopping the source of moisture. If a flood caused the water damage, then a professional water restoration company needs to be brought in to assess the damage. They will have the equipment and expertise to remove all the water and dampness.
When the problem is caused by a roof leak, bring in a restoration specialist to get the damaged areas dried out, plus get a roof contractor assessment of how to prevent future leaks. Water line and sewer damage also need to have the moisture professionally removed, but the source of water can be shut off in these situations.
First objective when dampness or unusual water buildup is detected is to stop the source of water immediately. After shutting off the source, consult with a water damage restoration specialist to completely dry out the area.
Growth Has Started
Even if the water source is shut off and the area dried out, microbial growth may not have immediately started. If the growth is minimal, once the moisture source is removed it will not be able to continue growing. That is why securing the services of a competent restoration tech is so vital.
If a fungal growth has already started, some steps can be taken to retard the spread of these bacteria. The expert opinion of an environmental hygienist is highly recommended, but before that consultation, the air where the growth is present needs to be moved around. Use fans to remove dampness in attics or basements, and open the doors under cabinets for sink leaks.
Again, flood damage in Missouri is a very serious problem and must be attended to immediately. There are other pollutants involved when floodwaters are the source of water damage and they act like a catalyst for microbial growth.
There is usually little margin for error when flooding has occurred. The drying process needs to be started immediately and the project should be turned over to an expert in the field.
Testing for Mold Cleanup
Even if there are no visible signs of a fungus issue, a home that has experienced some type of water damage should be periodically tested. While mustiness is not always a guarantee there is a problem, it is a sign that professional testing is needed.
Make sure that a reputable testing agency is consulted.
There are scammers who will provide inaccurate results just to get secure a contract for an unnecessary repair job. Trust only environmental hygienists who have a solid reputation. Consult with your Missouri Better Business Bureau, plus research reviews from other customers.
If the tests come back indicating there is a problem, no time should be wasted in setting up an appointment to determine how to begin removal. Often the Missouri based agency that does the testing will have a highly skilled team of experts that can handle the job. Once an issue has been discovered, the next step is to obtain an estimate for removal.
The testing agency will indicate if the growth problem has escalated to where people occupying the home or building could be at risk. If it is a place of business, all employees must be made aware that there is a problem with mold and mildew present.
Individuals who have respiratory ailments may not be able to safely work in the environment until the problem is fixed. That is why timing is essential if a fungus issue is detected so that the remediation process can be started.
Preventing water damage and unnecessary moisture is the first objective in preventing growth problems. When it is evident that a problem has started, getting a professional test and assessment is important to establish the next step. If mold cleanup is determined to be necessary, consult with a licensed remediation expert in the St. Louis, MO area to get the job done right. Visit http://www.SERVPROnorthweststlouiscounty.com for more information on mold remediation.
3 Things You Need To Know About Business Insurance and Mold
Mold damages on wall in a Creve Coeur,MO commercial facility
Commercial Insurance and Mold Damage
When you went into business, you likely thought a great deal about equipment, inventory and customer demands. You may not, however, have contemplated dealing with mold growth. Still, in Creve Coeur,MO, mold removal is often part of doing business. If you have a mold in your factory, warehouse or other commercial facility, you should know a few things about commercial insurance and mold damage.
1. Mold Can Bring Your Business to a Standstill
Black mold has developed a terrible reputation in recent years. Hardly a day goes by when you can’t read about mold contamination in the newspaper. If you have mold in your building, it can bring your business to a standstill. Since mold can damage inventory, equipment, structures and furnishings, you must take it seriously. Fortunately, depending on the severity of your mold problem, professional cleanup usually only takes between three days and one week.
2. Insurance Usually Covers Mold Cleanup
You have commercial insurance to protect your property from damage. While most claims relate to storms, your insurance policy likely covers damage from mold. With mold insurance, you don’t have to foot the bill for professional remediation. When you contract with a mold-remediation service, you take advantage of equipment, expertise and skill to successfully cleanup the mess. While you may have to pay a deductible, many remediation expenses may fall within the terms of your policy.
3. Some Exclusions May Apply
When considering whether you have to pay for mold removal, you need to read through your insurance policy. That is, not all commercial packages cover the cost of mold cleanup. If you aren’t interested in poring over legalese, talk with your insurance agent to see what your policy covers.
With commercial insurance, you have the peace of mind to do business effectively. Before you find mold inside your business, be sure you have sufficient insurance coverage.
Fire Damage Claims: What is Covered
Fire loss to a Maryland Heights,MO home
Fire Damage Claims
Commercial property fires are stressful situations, but the key concern in the aftermath is understanding what is covered by your insurer. Most coverage will cover fire damage that is the result of the fire and smoke along with any subsequent water damage, occurring while extinguishing it.
Fire is the primary cause of most visible damage: ash, scorched walls, melted siding, etc. Most of the loss is structural, going beyond cosmetic. Obviously, the extent of the damage is dependent on the severity and persistence of the fire. As most of this damage is apparent, an insurance adjuster should have no problem verifying this as part of the claim. However, it might be beneficial to have before and after photographs to prove the property loss.
While fire damage is often apparent, smoke damage can be subtle, often hidden in areas that aren’t easily accessible. For instance, extensive smoke damage can occur in the ventilation system of your building. Again, depending on the extent of the damage, it may be possible to salvage the system, but you will likely need a thorough inspection after a fire.
An issue that may arise after a fire is determining the responsibility of water damage. This determination may not be difficult when the damage has occurred in the area affected by the fire, but when water damage occurs in areas untouched by the fire, possibly due to a malfunctioning sprinkler system, it is a little trickier. This is when before and after photos come in handy.
For any questions or concerns you may have about items that are covered, you can reach out to your insurance, but you can also seek guidance from a fire mitigation specialist in the Maryland Heights, MO, area. These specialty restoration companies have extensive experience with insurance companies and may be able to explain what your coverage is likely to cover in the event of a fire.
Understanding your coverage is critical to reducing stress levels after a disaster. To ensure that you know what is covered in the event of a fire, call your insurer and ask about your fire damage coverage.
3 Basics of Roof Damage Mitigation
Covered roof by tarp in a Creve Coeur,MO home
Storm Damage Repair
Whether due to storms or other wear and tear, roof damage is common for homeowners in Creve Coeur, MO, and can get worse without intervention on your part. For example, wind and rain can take shingles off your roof and start to damage the materials underneath. You can mitigate this by putting tarps or boards over those sections until you can get a storm damage repair company to fix the roof.
Minimizing your damage is called mitigation, and before you can start taking preventative care of your home, you need to know some roof mitigation basics, such as what it is, when you need it and how to do it.
1. What Is It?
Mitigation for wind damage to your roof can include using boards and tarps to keep the underlying structure of your roof and home dry. This is often done to minimize the damage from a few missing shingles or the destruction from fallen trees and more severe storms. By mitigating storm and elemental injury, you can extend the life of your roof and the home it protects.
2. When Do You Need It?
The best time to start mitigation for roof damage is as soon as you notice the damage. The longer you wait, the more elemental forces — and their effects — can get under the shingles and other roofing materials and into the bones of your home.
3. How Do You Do It?
When you are trying to mitigate wind damage to your roof, your first step should be to inspect the entire roof for problem spots. You can then get those spots covered by tarps or boards until a professional can offer a more detailed inspection and suggest or implement any needed repairs.
Roof damage mitigation can be performed by you in the short term and by a professional repair company in the long term. This can keep you from needing costly roof replacements after a damaging storm and may extend the life of your roof.